Multiple Sclerosis (MS)
Things you need to know
Safeguard the family’s income and most valuable assets with Critical Illness Insurance.
Critical Illness protection can help replace lost income of both the patient and caregiver. It can also create financial stability to meet mortgage and other debt payments so you and your family can focus on recovery.
Having Critical Illness as part of your overall insurance plan can help alleviate financial burdens associated with a critical illness diagnosis, even if you have a pre-existing condition.
Insurance for when you need financial security the most
Critical Illness insurance provides a tax-free, lump-sum benefit if you are diagnosed with a covered condition as defined in your contract and outlive the 30-day survival period.
The money received can be used however you choose, without restriction. For example, to make mortgage payments, home renovations, continue to contribute to retirement, pay for specialized medical treatment, out of country treatments and more.
Expert Medical Opinion
The plan pays a lump sum benefit in the event you meet the policy definition of any of the following covered critical illnesses:
- Alzheimer’s disease
- Aortic surgery
- Aplastic anemia
- Bacterial meningitis
- Kidney failure
- Loss of independent existence†
- Loss of limbs
- Loss of speech
- Major organ transplant
- Benign brain tumor
- Cancer (life-threatening)
- Major organ failure on waiting list
- Motor neuron disease
- Multiple sclerosis
- Occupational HIV infection
- Coronary artery-bypass surgery
- Heart attack
- Heart valve replacement
- Parkinson’s disease
- Severe burns
- Stroke (cerebrovascular accident)
For most conditions, your benefit can be paid after the 30-day survival period. Refer to the policy for specific definitions and exclusions.