Enjoy your sunset years with the peace of mind a senior life insurance plan provides
The desire for financial security usually doesn’t dissipate with age but some seniors can find it daunting to solicit life insurance because of their age, health condition or lifestyle. But it is never too late to find the right life insurance policy.
Having a senior life insurance policy can help cover debts, final expenses or leave a donation to a favourite cause. It is one of the most important and lasting investments you can make to give you peace of mind as you enjoy your sunset years and lessens the burden of loss your loved ones will experience once you are gone.
A life insurance policy for senior citizens is accessible, attractive and affordable.
Most commonly purchased by those who aren’t eligible for other life insurance plans, a senior life insurance policy coverage amount doesn’t decrease over time and premiums are guaranteed to remain the same as well.
A senior life insurance plan has a built-in disability benefit allowing policyholders to withdraw the cash value of the policy and, unless the policyholder’s estate is named as beneficiary, the proceeds are not part of the will. The death benefit can be used to provide liquidity in an estate to pay off expenses such as taxes and mortgages.
It is never too late to ensure your loved ones are protected in their time of need. CHES Financial Services senior life insurance policies offers coverage of up to $50,000 on guaranteed acceptance insurance plans and up to $750,000 on no medical plans.
CHES Financial Services experts are here to help you find the right permanent life insurance plan to meet your needs and help you achieve peace of mind no matter your age or life circumstances.
Contact us to inquire about accessing CHES Financial Services products.